CD Roll Over to an Annuity

CD Rollover to Annuity

Many people have a large amount of money sitting in CD's at a bank or Credit Union.

There are inherent problems with CD's.

The challenge is these CD's are paying very low returns.

The Profits are taxed every year.

By shifting your strategy to an annuity product, you can:

Have higher returns on your income

The Income can be tax deferred (your interest growth won't be taxed as it grows, you are only taxed when you take your profits out).  This will allow your money to grow at a faster pace by not paying taxes each year.

Solution:

  • GUARANTEE NO LOSS OF PRINCIPLE! (No risk to principal funds)
  • Have a Guaranteed Minimum Return that beats CD rates!
  • Licensed & Insured products, backed by each states department of insurance that guarantees principle no matter what
  • Issued by a Legal Reserve Life Insurance Company with an A.M. Best rating of “A” or greater.
  • Allows you to take guaranteed income that you can't outlive. "Income Benefit Rider" you are guaranteed to receive income for as long as you live, even if your account balance goes to zero.
  • Provides peace of mind that you cannot get by any other investments.
  • No Upfront Fee's!
  • No Management Fee's,
  • Bonus Money (Funds) added to your account on some products on day 1 (one) when you roll-over funds.
  • Some of our carriers with certain products have a Bonus up to 10% of the amount of money that is rolled over.
  • Tax–deferred earnings accumulation - You are NOT Taxed on the growth of your Earnings / the growth of the account!